Hairdressers Insurance

Hairdressers & Beauty Therapists

Hairdresser and Beauty Salon Specialist Cover

On average we can save you 25% on your next Insurance renewal!

Is your Insurance tailored to suit your businesses specific needs?

Austbrokers Coast to Coast have partnered with Vero Insurance to be able to provide you with a tailored policy that suits your specific hairdressing and beauty therapist needs. The policy has been designed to cover you for all the risks and hazards your business encounters on a daily bases.

Our specialist insurance offers insurance covers for:

  • Fire & Property Damage
  • Theft
  • Money
  • Glass
  • Legal Liability
  • Business Interruption Breakdown of machinery
  • Commercial Motor
  • Portable and valuable items
  • Tax audit and investigations
  • Goods in transit
  • Employee dishonesty

Our specialist insurance covers hairdressers and beauty therapists for:

  • Nil excess on all claims ($250 Excess applies to Liability Claims only)
  • Treatment risks specific to the hairdressing and beauty therapy industry (please see attached document below)
  • Accidental damage to all contents
  • Advice you give for free, such as hair colouring
  • Tax audit expenses
  • Misuse of your business cards
  • Services provided and then paid for by counterfeit money
  • A graffiti attack on glass windows
  • Stock in transit

What most direct insurance companies do not advise you when placing insurance with them is some of your treatments preformed on a daily basis are not covered if a claim arises. To ensure your business is adequately covered for treatments in relation to hairdressing and beauty therapy, please contact Aimee to obtain an obligation free quote or to make an appointment on:

Phone Direct: 07 5586 9990 or click here to email your specialist directly

Please click on the below link for all the treatment risks covered under this specialist policy

Treatment Risk For Hairdressers & Beauty Therapists

Hairdressers Quote Request

Notice to Intending Insured
The Insurance Contracts Act 1984 came into operation on the January, 1986. The provisions of the Act are very important to all parties to any contract of insurance or proposed contract of insurance (‘the contract”). Some of them require Insurers to provide certain notices, documents and information to the Insureds. After reading this, if any matter relating to the policy wording or proposal is unclear to you or you have any questions at all in relation to the insurance, please contact us for an answer or explanation as soon as possible.

Your Duty of Disclosure
Before you enter into a contract of general insurance with an Insurer, you have the duty, under the Insurance Contracts Act 1984 to disclose to the Insurer every matter that you know or could reasonably be expected to know, is relevant to the Insurer’s decision whether to accept the risk of the insurance and if so, on what terms. You have the same duty to disclose those matters to the Insurer before you renew, extend, vary or reinstate a contract of general insurance.

Your duty, however, does not require disclosures of matter:

1. that diminish the risk undertaken by the Insurer;

2. that is common knowledge;

3. that your Insurer knows, or in the ordinary course of his business, ought to know; and

4. as to which compliance with your duty is waived by the Insurer.

Consequence of Non Disclosure
If you fail to comply with your duty of disclosure, the Insurer may be entitled to reduce its liability under the contract in respect of a claim or may cancel the contract. If your non disclosure is fraudulent, the Insurer may also have the option of voiding the contract from its beginning.
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